Vanguard Financial
Business Finance in Randburg

We believe in holistic financial planning for both individual and corporate clients.
Through their practice management support, we are able to run a more professional business and are therefore able to provide you with an improved service and enhanced support.
Their compliance service ensures that our business remains fully compliant with FAIS legislative requirements and therefore that you as customer receive sound financial advice.

Holistic financial planning for both individual and corporate clients. After conducting a Financial Needs Analysis and Risk Profile, we can determine your needs and the products suited for your individual financial plan. We can structure a cost effective Group Scheme for your employees, to ensure they are adequately covered and have made provision for retirement. As an independent financial planning consultancy, we have a number of preferred service providers. Their support helps us to provide you with a more professional service. Their compliance service ensures that our business remains fully compliant with FAIS legislative requirements and therefore that you as customer receive sound financial advice. Through their practice management support, we are able to run a professional business and are also able to provide you with personalised service and enhanced support. Focusing on two selected medical aid schemes that we believe offer the widest choice of health plans, we can assist with Private Membership and Corporate Schemes. Don’t let money get in the way of one of the most important relationships in your life. We all have our own ideas on how our financial future should play out, and when someone else’s ideas get in the mix, it’s easy for the relationship to tem-porarily derail. Attitudes about money are likely adopted from our parents. Jon and Beverly Meyer-son, authors of Power Snuggles: Your Path to Vibrant and Lasting Love, agree. They say the sooner you recognize that much of the conflict regarding money concerns the different values formed in childhood, the better off you’ll be. Money is frightening and if you don’t have a plan for spending and saving money, you and your partner will start to butt heads. You’re probably not going to avoid heated exchanges about money indefinitely, so it’s important to know how to handle the situations that do arise in a positive, effective manner. Sometimes the best way to avoid fighting about money is to have structured conversations. It’s an all too common problem in relationships that the only time partners talk about money is when there’s a problem. Turn it into a fun date night, order in, or pack a picnic, look at the numbers, and see if any adjustments need to be made. Transparency is especially important when a couple’s finances are combined. Both partners should be aware of and discuss any large purchases if the funds for payment have come from both sources. One of the best ways to create a sense of resentment in a relationship is to let one partner contribute more than the other to the overall financial situation if both partners are equally capable of contributing. Of course, there are also relationships where one partner doesn’t have a traditional job and, as a result, no salary, but may be providing value to the relationship in other ways. If one person in the relationship is doing the childcare or the housekeeping, eliminating costs for a nanny and housekeepers, discuss that value. If one person does the shopping and cooking, discuss the cost savings on restaurant and takeout meals. A lot of fighting over money has to do with the seeming inequity of a bread-winner’s value versus a non breadwinner’s value. Sometimes, simply discussing this and acknowledging all the costs associated with a stay at home partner eliminates fighting.