Stratum Benefits
Insurance in Randburg

Stratum Benefits is service driven and committed to providing essential easy to understand Medical Aid and Insurance products to the public.

As your forthright leading medical shortfall specialist, we engineer our products to not only fit, but benefit you and your lifestyle to ensure your medical shortfall is covered. We’re exceedingly proud to be named the winner of the very first Product Supplier of the Year: Health Insurance Category, awarded by the Financial Intermediaries Association. We engineer medical shortfall solutions with care and thought because we believe that every South African deserves access to the very best essential and affordable primary healthcare. Our BASE option has been created by ordinary people with a vision to offer extraordinary benefits. We cover you when your medical scheme does not pay your private healthcare fees in full and remove the anxiety of unforeseen expenses for a casualty event, provide support when trauma counselling is necessary and be there for you when you are diagnosed with cancer for the first time. Our CO-EVOLUTION option has been tried and tested, resulting in a solution to combine benefits that fit your lifestyle best. We cover you when your medical scheme does not pay your private healthcare fees in full, provide benefits for unplanned casualty events, trauma counselling support when the course of your life has been altered as well as offer a helping hand in your time of need when you are diagnosed with cancer for the first time. Our ELITE option has been thoughtfully engineered, transcending our gap cover offering to an extraordinary discovery. As your medical shortfall specialist, we not only lead the way but pave the road for your journey with the brand that is leading a market revolution. From covering the gap that exists when your medical scheme does not pay your private healthcare fees to an array of benefits that will display our unwavering commitment to you, we make every second count and every minute a memorable one. Our G-FORCE option has been crafted with government employees in mind because we believe one size does not fit all. Our benefits ensure that you and your loved ones are covered when your medical scheme does not pay your private healthcare fees in full. As your leading medical shortfall specialist, we believe that our remarkable benefits offer solutions that are tailored to fill the gaps in your medical scheme cover. Our HOSPITAL OPTIMISER option has been expertly crafted to provide you with additional cover when your medical scheme’s overall annual hospital limit has been reached due to several hospital admissions or prolonged hospitalisation caused by a major medical event. You and your family will have the peace of mind knowing that you will continue to receive cover in a private facility and will not have to be admitted to a public facility for any current or future hospital admissions. Our ACCESS OPTIMISER option has been skilfully designed to provide you with the necessary key in unlocking access to the cover you not only need but deserve, when treatment is required for a medical procedure that is not claimable from your medical scheme, because the procedure is listed as a specific exclusion. Our DENTAL ASSURE option has been cleverly arranged to provide you with essential cover whether you belong to a medical scheme or not. From basic and affordable dental benefits to specialised dentistry and eye care, you can rest assured that your leading medical shortfall specialist has you covered. Our CORPORATE ELITE option has been thoughtfully engineered, transcending our gap cover offering to an extraordinary discovery. Our CORPORATE ACCESS option has been skilfully designed to provide you with the necessary key in unlocking access to the cover you not only need but deserve, when treatment is required for a medical procedure that is not claimable from your medical scheme, because the procedure is listed as a specific exclusion. Our CORPORATE ASSURE option has been cleverly arranged to provide you with essential cover whether you belong to a medical scheme or not.